Services Provided

Ascend Debt Relief provides information and assistance related to debt relief options. Depending on your situation and request, we may also connect you with affiliated attorneys or other third-party service providers.

The availability, eligibility, cost, duration and potential results of any debt relief option depend on numerous factors, including your individual financial circumstances and the terms offered by creditors or third-party providers.

We do not guarantee any specific outcome, including a particular debt reduction, settlement amount, program duration, creditor response, credit result or legal result.

No Legal, Tax or Financial Advice

Information provided through this website is offered for general informational and educational purposes only. It should not be treated as legal, tax, accounting, investment or individualized financial advice.

Communications with Ascend Debt Relief do not create an attorney-client relationship. An attorney-client relationship is formed only after you and a licensed attorney enter into a separate written representation agreement.

You should consult an appropriately licensed professional regarding questions that require legal, tax, accounting or individualized financial advice.

User Responsibilities

By accessing or using this website, you represent and agree that:

• You are at least 18 years old and legally able to agree to these Terms of Use.
• Information you submit is accurate, truthful, current and complete to the best of your knowledge.
• You will not impersonate another person or submit information without authorization.
• You will not use the website for any fraudulent, unlawful, abusive, disruptive or harmful purpose.
• You will not attempt to gain unauthorized access to the website, its systems, user accounts or associated networks.
• You will not introduce malware, automated attacks or other technology intended to interfere with the website.

SMS Communications

When you separately and voluntarily opt in to receive text messages from Ascend Debt Relief, we may send messages related to appointment scheduling, consultation coordination, customer care, document requests and reminders.

Your mobile information and SMS consent will not be sold or shared with third parties for their independent marketing or promotional purposes.

Third-Party Services and Partners

At your request or when appropriate to respond to your inquiry, we may connect you with or provide information to affiliated attorneys, debt relief providers, payment providers, technology providers or other third parties.

Third-party providers are separate businesses and may have their own terms, fees, eligibility requirements, agreements, privacy practices and service standards.

Ascend Debt Relief does not control and is not responsible for the acts, omissions, advice, decisions, services, products, content, availability or security practices of third-party providers.

Your use of a third-party service is governed by your separate agreement with that provider.

Intellectual Property

Unless otherwise stated, the website and its content, including text, graphics, logos, icons, images, videos, software, page designs, calculators and other materials, are owned by or licensed to Ascend Debt Relief and are protected by applicable intellectual-property laws.

You may access and use the website for your personal, noncommercial use. You may not reproduce, republish, modify, distribute, sell, license, scrape or commercially exploit website content without prior written permission from Ascend Debt Relief.

Website Availability and Changes

We may modify, suspend, restrict or discontinue any portion of the website or services at any time. We are not obligated to maintain any particular feature, page, tool or service.

Although we try to provide accurate and current information, website content may occasionally be incomplete, outdated or contain errors. We may correct or update content without prior notice.

Disclaimer of Warranties

To the maximum extent permitted by applicable law, this website, its content and related services are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied or statutory.

We do not warrant that the website will always be available, uninterrupted, error-free, accurate, secure or free from harmful components.

We disclaim implied warranties to the extent permitted by law, including warranties of merchantability, fitness for a particular purpose, title and non-infringement.

Limitation of Liability

To the maximum extent permitted by applicable law, Ascend Debt Relief and its owners, officers, employees, agents, affiliates and service providers will not be liable for any indirect, incidental, special, exemplary, punitive or consequential damages arising from or related to your use of, inability to use or reliance on the website or services.

This limitation includes damages arising from lost data, lost opportunities, business interruption, third-party conduct, unauthorized access or decisions made based on website information.

Some jurisdictions do not allow certain warranty exclusions or limitations of liability. In those jurisdictions, these provisions apply only to the maximum extent permitted by law.

Indemnification

To the extent permitted by applicable law, you agree to indemnify, defend and hold harmless Ascend Debt Relief and its owners, officers, employees, agents, affiliates and service providers from claims, liabilities, losses, damages, judgments, costs and reasonable expenses arising from:

• Your use or misuse of the website.
• Your violation of these Terms of Use.
• Information or materials you submit through the website.
• Your violation of another person’s rights or applicable law.

Governing Law

These Terms of Use and any dispute arising from or relating to this website will be governed by the laws of the State of California, without regard to its conflict-of-law principles, except where another jurisdiction’s law is required to apply.

Any legal action or proceeding arising from or relating to these Terms of Use or the website must be brought in a state or federal court located in California, unless applicable law requires a different venue.

Changes to These Terms

We may revise these Terms of Use periodically to reflect changes to our website, services, business practices or legal obligations.

Revised terms will be posted on this page with an updated effective date. Your continued use of the website after revised terms are posted constitutes acceptance of those changes to the extent permitted by law.

Severability and Entire Agreement

If any provision of these Terms of Use is determined to be invalid, illegal or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

These Terms of Use, together with our Privacy Policy and any additional terms presented for a particular service, constitute the agreement between you and Ascend Debt Relief regarding your use of this website.

Contact Information

Contact Ascend Debt Relief with questions about these Terms of Use.