Free, no-pressure consultation

Let’s make your debt feel less overwhelming.

Tell us what is going on, compare the paths available to you, and get clear next steps based on your situation—not a sales pitch.

Your consultation is free. You are not required to enroll, and we will discuss alternatives even when they are not services Ascend provides.

No consultation fee Speak with our team at no cost.
No obligation You decide whether to move forward.
Compare your options Understand more than one possible path.
100% by phone Join from wherever you feel comfortable.
Schedule your consultation

Choose a time that works for you.

Select an available appointment below. We will call you at the number you provide and begin by learning about your situation.

By providing your phone number and scheduling a consultation, you agree to receive SMS messages from Ascend Debt Relief for appointment scheduling and customer-care purposes. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. Review our Privacy Policy and Terms of Use.

What happens on the call

A conversation designed around clarity.

The goal is to understand your situation, explain the tradeoffs of the available options, and help you decide what makes the most sense for you.

Step 01

We listen first.

Tell us about the debts you are dealing with, what has changed, and the outcome you are hoping to achieve.

Step 02

We compare the paths.

We will walk through potential approaches, including options Ascend may not directly provide.

Step 03

You choose what comes next.

When a program appears appropriate, we explain its cost, timeline, benefits, and risks before you make a decision.

Not ready for a phone call?

Start by comparing options online.

Our debt-options calculator can help you explore potential approaches before speaking with anyone. You can then schedule a consultation when you feel ready.

Review multiple approaches

See how common debt options may compare based on your financial information.

Continue at your own pace

Use the calculator first, then contact us when you are ready for a personalized conversation.

Frequently asked questions

Helpful details before you schedule.

We begin by understanding your financial situation and the challenges you are facing. We then compare available options, including approaches that Ascend may not directly offer. If a debt-relief program appears appropriate, we explain its process, cost, timeline, potential benefits, and risks before you decide whether to continue.

Yes. The consultation is completed by phone, so you can join from home or another private place that is convenient for you.

A complete consultation commonly takes approximately 30 to 60 minutes because the first part focuses on comparing your options. When needed, the conversation can also be divided into multiple shorter calls.

Ascend Debt Relief is open Monday through Friday from 8:00 a.m. to 4:30 p.m. Pacific Time. We are closed on Saturdays and Sundays, and holiday hours may vary.

You can speak with our team and compare debt options regardless of the state in which you live. Visit our States We Serve page for additional information.

Yes. You can begin with our free Debt Options Calculator and schedule a consultation later when you would like help reviewing the results.

Take the next step

You do not have to figure this out alone.

Schedule a free conversation or call our team. We will help you understand the available options before asking you to make any decision.