In our free phone evaluations, our goal is to get a clear understanding of your situation and the challenges you’re facing with your debt. We’ll then walk you through all the available options, including those we don’t offer ourselves, to help you find the best solution. If our debt relief program seems like a good fit, we’ll explain the process, costs, and timeline in detail. However, if another option aligns more with your goals, we’ll provide actionable next steps for that option.

Yes! The consultation will be 100% over the phone.

We are open from 8 AM to 4:30 PM PST, Monday to Friday. We’re closed on Saturday and Sunday. Holiday hours may vary, so please call or check our website for specific information on those dates.

Our free phone consultations typically last about 30 – 60 minutes, as the first part of the call, is helping you compare all debt options. We can also have multiple shorter calls if that works better for your schedule.

We’re able to help you compare all options regardless of the state you live in.

Yes! You can take the free debt options calculator here, if you’d prefer to compare options there before a phone call.